Quick Assessment

Are you under pressure from your Creditors (people you owe money to)?	Yes	No
Have you received any notification of Court action by your creditors?	Yes	No
Do you use credit cards for everyday living expenses (food etc)?	Yes	No
Are you always late with your bill payments?	Yes	No
Do you pay the minimum amount on your credit cards each month?	Yes	No
Are you paying late fees on your loans or overdraft?	Yes	No
Have you borrowed money recently to consolidate your debts?	Yes	No
Have you had a change in your circumstances, eg relationship breakdown that has led to a drop in your income?	Yes	No

If you answer yes to more than two of the above you may have a debt problem.

You can now either:

Call us now on Freephone: 0800 0150607 for advice.

Use our Debt Calculator to work out your income and expenditure.

Look through our Library of articles for information.