Information Library

We have compiled information to cover some of the problems most frequently faced by clients. Click on the links to read more or call us on Freephone: 0800 0150607 for further advice.

Trust Deeds
Trust deeds could be the solution for you to solve your current debt problem. Some information regarding Trust deeds and what they involve.

Repossession
House repossession. What are the implications and what are your rights.

Creditors and Your Rights
What are creditors allowed to do to recover debt? What are your rights?

Joint and Several Liability
Joint and several liability refers to a debt in joint names where both parties are liable for the debt owed.

Credit References
How do lenders decide who can borrow money? What information is held about you on your credit file?

Maximising Income
Increase your income. Some suggestions that may enable you to increase your income and solve your debt problems.

Sequestration
A Sequestration is a Scottish legal term for personal bankruptcy where the Court formally declares you Bankrupt.