Welcome to Debt Help Scotland!

Worried about debt? Feel like you’re running out of options?

There’s no need to face debt alone, because we’re here to explain the numerous debt solutions available specifically for residents of Scotland*.

We hope we can demonstrate that you may have many more options available than you might think.

Feel free to take your time to browse the Debt Help Scotland website – and when you’re ready, there’s a friendly adviser to speak to whenever you need debt advice that can help you get debt-free.

Here’s how we can help you…

Debt Guide for the Disabled

This free guide explains how disabled people might get into debt, why they are "doubly disadvantaged" and how they can get the debt help they need.

Debt Help Guide for the Disabled

Online Debt Solution Finder

There could be several debt solutions that are suitable for you, but how do you know which ones would work best for you?

Our easy-to-use Online Debt Solution Finder, that’s how!

You’ll get an instant list of debt solutions that could be ideal for you - just tap in a few anonymous details.

Find Your Debt Solution

Compare All Debt Solutions

Are you interested in comparing the many different debt solutions that are available to residents of Scotland?

Our Debt Solutions Comparison Chart gives you an at-a-glance overview of debt solutions features so you can see which ones suit you.

It's clear, easy to understand and concise - with no confusing jargon!

Compare Debt Solutions

Get Debt Help Now!

This site has been written to provide some basic information about debt solutions for people in debt.

But sometimes you just need some help - and quick. If that’s you then call FREE now on 0800 980 4123.

Or if you want to arrange for someone to call you, then click here now...

Get help now!

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

This website is operated by Totemic Limited. Totemic Limited is registered in England - Company No.02789854. Consumer Credit Licence Number: 355018. Totemic Limited introduces clients to Payplan Limited (Company No.03783911) and is an Introducer Appointed Representative of Payplan Financial Services Limited (Company No.4328466). Both companies are registered in England. Payplan Financial Services Limited is authorised and regulated by the Financial Services Authority (FSA registration number 302801. Consumer Credit Licence Number:527457). Registered office for all three companies: Kempton House, Dysart Road, Grantham, Lincolnshire, NG31 7LE. Payplan and the Payplan logo are trademarks of Totemic Limited. Totemic Limited may pass customer details to other appropriately authorised and regulated financial services providers where relevant to individual circumstances. Your initial consultation and any quotations are free and you are under no obligation to proceed with any options that may be available to you. If you choose to go ahead with a recommendation, a fee may become chargeable.